Rates & Fees

Not applicable for Equipment Financing/Leasing – please call 954-647-3064 for details.

We do not make loans or charge Interest Rates.
Technically we buy part of a business’ future sales and charge a “Factor Rate“.

Factor & Interest Rates are very different.
A simple way to look at a Factor Rate would be as if it were a Fixed 1-Time Flat fee.

The money can be expensive. We can offer a Best Case vs. Worse Case scenario using $10,000.00 as an example:

  • Best Case: A business owner has a credit score towards 800. Cash Flow & Margin are Strong.  We would buy $11,500.00 of future sales, giving $10.000.00 today. (1.15 factor rate) 
  • Worse Case. A business owner has a credit score down towards or below 500.  There may be discharged bankruptcies, and/or bankruptcies/tax liens that are on a payment plan.  There may be NSF’s, negative days and the margin is low.  We would purchase $14,950.00 of their future sales, giving $10.000.00 today. (1.49 factor rate) 
  • Every $10,000.00 could cost between $1,500.00 and $4,950.00.